웰컴디지털뱅크(웰컴저축은행)

Welcome Savings Bank: Your Premier Digital Banking Partner

Welcome Savings Bank leads the digital banking sector, boasting the highest cumulative app downloads and user base among savings banks (data from App Annie, December 31, 2023). Experience a range of innovative financial services designed for your convenience.

Key Features:

• Well-Bang Walking Savings: Earn interest (up to 10% APR) simply by walking! Interest rates are tiered based on your step count during the subscription period.
• WELCOME First Transaction Offer: New customers enjoy a preferential interest rate (up to 7% APR) for 30 days on their first deposit.
• Welcome My Data: Manage your assets and liabilities efficiently. This tool helps identify potential debt consolidation opportunities and participation in interest reduction programs (estimated savings: KRW 8,334.98 million as of March 14, 2024). Monitor your credit health with our "Credit Weather" feature.
• Easy Account Opening: Open an account anytime, anywhere, 24/7, with non-face-to-face options. No public certificate is needed; simply use pattern/fingerprint authentication and a 6-digit code. Enjoy tailored benefits based on your occupation (payer, office worker, or business owner).
• Well-Bang Lounge Exclusive Rewards: Unlock exciting rewards through various programs:
  • Well-Bang Walking: Earn up to KRW 100/day (KRW 3,000/month) for loan customers and KRW 40/day (KRW 1,240/month) for receiving customers.
  • Well-Bang Lotto: Win prizes by guessing 6 numbers.
  • Well-Bang Odd or Even: Win weekly prizes based on a simple prediction.
• Convenient Financial Services:
  • Effortless fund transfers: Simply drag and drop account cards.
  • At-a-glance asset overview: Track your total assets, account details, and savings goals.
  • Quick car price checks: Find out a car's price using only its license plate number.
  • Automated bill payments: Set up automatic payments for utilities and other recurring expenses.
  • Free credit management: Access your credit score without impacting your credit rating.
• Robust Security: We employ advanced security measures including PC designation, two-channel authentication, and one-time passwords, complying with the Financial Supervisory Service guidelines.

Product Details:

• Well-Bang Working Savings:
  • Target: Individual customers
  • Term: 12 months
  • Deposit Amount: KRW 10,000 - KRW 200,000 per month
  • Interest Payment: Lump sum at maturity
  • Interest Rate: 1.0% APR + preferential rate (up to 9.0% APR)
  • Preferential Rate Conditions:
    • Step Count: 1M+ steps (1.0%p), 2M+ steps (2.0%p), 3M+ steps (3.0%p), 4M+ steps (8.0%p)
    • Automatic Transfers: At least 6 automatic transfers (1.0%p)
• WELCOME First Transaction Savings:
  • Target: Individual customers
  • Term: 12 months
  • Deposit Amount: KRW 10,000 - KRW 200,000 per month
  • Subscription Conditions: Within 30 days of account opening
  • Interest Payment: Lump sum at maturity
  • Interest Rate: 3.7% APR + preferential rate (up to 3.3% APR)
  • Preferential Rate Conditions:
    • Automatic Transfers: At least 8 automatic transfers (1.8%p)
    • Average Balance: KRW 500,000+ (1.5%p)

Important Notes:

• Deposits are protected up to KRW 50 million per person under the Depositor Protection Act.
• Interest rates are subject to change. Please check our website or app for the latest rates.

Customer Service:

• Loans: 1661-0001 (Weekdays 8:30 AM - 6:00 PM)
• Deposits/Withdrawals: 1661-9400 (Weekdays 9:00 AM - 6:00 PM)
• General Inquiries: 1661-9300 (Weekdays 9:00 AM - 6:00 PM)
• Financial Fraud Reporting: 02-397-8600/8800

App Permissions: See the app for details on required and optional permissions.

Version 3.4.9 (October 22, 2024): App performance improvements and stability enhancements.