Afterpay - Buy Now, Pay Later

Afterpay - Buy Now, Pay Later is a financial technology application designed to offer users a flexible and convenient way to shop. With Afterpay, consumers can make purchases online or in-store and pay for them gradually through interest-free installments. This innovative payment method empowers users to buy what they need right away while managing their budget responsibly. By collaborating with numerous retailers, Afterpay provides access to a diverse selection of products and services. Featuring an intuitive interface and streamlined checkout experience, the Afterpay app transforms the shopping and payment process into something smarter and more accessible.

Features of Afterpay - Buy Now, Pay Later:

• App-exclusive shopping perks: Enjoy special offers and discounts available only through the Afterpay app, giving you direct access to top brands and exclusive products.
• Pay in 4 interest-free installments: Break down your purchase total into four manageable payments—perfect for budgeting without added interest charges.
• Extended payment terms (6 or 12 months): For larger purchases, take advantage of longer payment plans to spread costs over time.
• Exclusive brands within the app: Discover unique retailers and brands that are only available through the Afterpay platform.

Frequently Asked Questions:

Can I use Afterpay at physical stores?
Yes, Afterpay is accepted at many in-store retail locations, making it ideal for both online and offline shopping experiences.

How do I manage my payment schedule?
You can easily adjust payment dates, pause payments when returning items, and track your order history directly from the Afterpay app.

How can I receive alerts about sales and price drops?
Enable push notifications to stay informed about upcoming sales and price reductions on your favorite items.

App-Only Shopping Benefits

The Afterpay app delivers a modern shopping experience tailored exclusively for its users. It allows you to explore a broad range of brand deals and shop across multiple categories—including fashion, beauty, home goods, electronics, toys, and more—both online and in-store. The app enables you to split your purchases into four interest-free installments, helping you maintain control over your spending while enjoying instant gratification.

Flexible Payment Options

Afterpay now offers even greater flexibility by allowing eligible users to pay over 6 or 12 months at select merchants. This feature is especially useful for high-value purchases, enabling you to enjoy premium products while spreading out the cost in a financially responsible way.

Exclusive Brands and Categories

Within the Afterpay app, you’ll find exclusive brands and product categories that aren't available elsewhere. Whether it's fashion, tech, or lifestyle essentials, the app helps you uncover rare and unique items. Plus, daily curated shopping guides and trend-focused content keep you informed about the latest must-haves and best deals.

Effortless Order Management

Managing your Afterpay orders is simple and user-friendly. You can view current and past orders, check payment histories, and modify your payment schedule as needed. If you're returning an item, you can pause payments directly through the app. Additionally, you can link your Afterpay account to Cash App for seamless order management and financial tracking.

Stay Updated with Sales and Price Drop Alerts

Never miss a deal again thanks to real-time push notifications for sales and price drops on items you love. Save products to your wish list, and Afterpay will notify you instantly when prices decrease—ensuring you always get the most value for your money.

In-Store Shopping Made Simple

Shop confidently in physical stores using your Afterpay card, which can be added to your digital wallet for easy access. The app displays your pre-approved spending limit, helping you stick to your budget while enjoying the convenience of buy now, pay later.

Unlock Higher Spending Limits

By consistently making timely payments, you may become eligible for increased spending limits, opening up more shopping possibilities. Afterpay encourages smart financial habits by rewarding responsible usage and promoting budget-conscious behavior.

Around-the-Clock Customer Support

Get immediate assistance whenever you need it through Afterpay’s in-app customer support chat. Access helpful FAQs and expert guidance anytime, ensuring a smooth and trouble-free experience.

Terms and Conditions

• To use Afterpay, users must agree to the applicable Terms of Use and Privacy Policy. Eligibility requires users to be at least 18 years old, reside in the U.S., and meet additional criteria. In-store use may require further verification. Late fees may apply. Full details are available in the installment agreement. Loans extended to California residents are made or arranged under a California Finance Lenders Law license.

• For the Pay Monthly plan, loans are issued by First Electronic Bank, Member FDIC. A down payment may be required, and APRs vary between 6.99% and 35.99%, depending on creditworthiness and merchant. Credit approval is necessary, and this service may not be available in all states. A valid debit card, accessible credit report, and acceptance of final terms are required to qualify. Estimated monthly payments displayed on product pages do not include taxes or shipping fees, which are applied at checkout. Complete program terms are available on the Afterpay website.